Associationssources read 31 Aug 2026

Premises vs PayHOA,
for a Philippine estate.

PayHOA is dues collection for the self-managed American HOA — online payments, a homeowner portal, violations and board communications, priced in flat USD tiers. Below, the twelve things a Philippine estate actually needs; every verdict on their side names its source and the day we checked it.

A subdivision gate with its guard house and barrier
What PayHOA is better at

Self-managed HOA dues collection is genuinely theirs — a US community that wants dues, a portal and violations is in good hands.

Where it stops being enough

The moment the estate needs what it does not carry: ACH and card payments on US rails — no GCash, no Maya; no BIR official-receipt register; and no Philippine statutory payroll. Those are not gaps in their product — they are a different product, and in this market most operators need both.

The twelve

Twelve things a Philippine estate needs. Who carries what.

The same twelve rows appear on all eleven of these pages, in the same order, argued the same way.

PayHOAACH and card payments on US rails — no GCash, no Maya
Premises
✓

the tenant or guest pays the way Filipinos pay — no card needed

PayHOA · not offered
✗

ACH and card payments on US rails — no GCash, no Maya

Source
payhoa.comread 31 Aug 2026
Why it decides it

A tenant in Cebu does not carry a Visa card. If the platform cannot take the way Filipinos pay, every payment is a phone call and a bank slip.

PayHOAno BIR official-receipt register
Premises
✓

the register of your official receipts, from the same book. Premises is not BIR-accredited

PayHOA · not offered
✗

no BIR official-receipt register

Source
payhoa.comread 31 Aug 2026
Why it decides it

Every peso that lands needs an official receipt from your BIR-registered booklet or system. Premises keeps the register of them, from the same book that raised the bill; it is not itself BIR-accredited.

PayHOAno Philippine statutory payroll
Premises
✓

the guards’ and cleaners’ pay with the government’s share done

PayHOA · not offered
✗

no Philippine statutory payroll

Source
payhoa.comread 31 Aug 2026
PayHOAwe could not verify this
Premises
✓

a lease signed on a phone, valid under the E-Commerce Act (RA 8792)

PayHOA · we could not verify
?

we could not verify this

Source
A cell we could not verify says “we could not verify this” and never a verdict.
PayHOAdues and a homeowner portal — no gatehouse for visitors, vehicles or parcels
Premises
✓

who came in, what they drove, what they carried — the guard’s book

PayHOA · not offered
✗

dues and a homeowner portal — no gatehouse for visitors, vehicles or parcels

Source
payhoa.comread 31 Aug 2026
PayHOAHOA administration — no hotel front desk, no night audit
Premises
✓

check-in, the folio, the night’s close — a hotel’s real desk

PayHOA · not offered
✗

HOA administration — no hotel front desk, no night audit

Source
payhoa.comread 31 Aug 2026
PayHOAno OTA channel manager
Premises
✓

Airbnb, Booking.com and Agoda in and out, so a door is never sold twice

PayHOA · not offered
✗

no OTA channel manager

Source
payhoa.comread 31 Aug 2026
PayHOAno direct booking door
Premises
✓

your own page that takes a booking without a commission

PayHOA · not offered
✗

no direct booking door

Source
payhoa.comread 31 Aug 2026
PayHOAflat USD tiers from about $49 a month for up to 25 units, all features included
Premises
✓

a dollar price you can plan on, never a slice of your rent

PayHOA · partly
•

flat USD tiers from about $49 a month for up to 25 units, all features included

Source
payhoa.comread 31 Aug 2026
Why it decides it

A price you can plan on in the currency you collect in. No slice of the rent or the booking, no dollar tier that moves with the exchange rate.

PayHOAwe could not verify this
Premises
✓

someone answers when Manila is awake

PayHOA · we could not verify
?

we could not verify this

Source
A cell we could not verify says “we could not verify this” and never a verdict.
PayHOAa branded homeowner portal
Premises
✓

your name on every page and paper, not ours

PayHOA · partly
•

a branded homeowner portal

Source
payhoa.comread 31 Aug 2026
PayHOAHOAs and condos only — no hotels, no short-stay channels, no bed space
Premises
✓

apartments, buildings, HOAs, beds, hotels and short stay in one set of books

PayHOA · partly
•

HOAs and condos only — no hotels, no short-stay channels, no bed space

Source
payhoa.comread 31 Aug 2026
?A cell we could not verify says “we could not verify this” and never a verdict. A source older than ninety days turns our own deploy red.
The three that decide it

Three rows a Philippine estate cannot skip.

Of the twelve above, these are the ones that end the conversation here rather than merely shading it.

1

GCash, Maya, QR Ph and cash at 7-Eleven

A tenant in Cebu does not carry a Visa card. If the platform cannot take the way Filipinos pay, every payment is a phone call and a bank slip.

✗PayHOAACH and card payments on US rails — no GCash, no Mayarow 1 →
2

The OR register, the EOPT way

Every peso that lands needs an official receipt from your BIR-registered booklet or system. Premises keeps the register of them, from the same book that raised the bill; it is not itself BIR-accredited.

✗PayHOAno BIR official-receipt registerrow 2 →
3

Flat dollars, never a percentage

A price you can plan on in the currency you collect in. No slice of the rent or the booking, no dollar tier that moves with the exchange rate.

•PayHOAflat USD tiers from about $49 a month for up to 25 units, all features includedrow 9 →
If you decide to move

Coming from PayHOA? We load your export.

Their export is a file we have read before. Send it and we load the doors, the people, the rates and the dates — you sign in to a book that is already yours. It costs nothing and it is not a sales call.

payhoa-exporttheir export · the file you send
  • the doors
  • the people
  • the rates
  • the dates
If you are still deciding

Four honest answers

We did, on PayHOA’s own public pages, on the date printed in each cell. Our deploy gate goes red when a date passes 90 days, so a claim is re-checked or it comes down. Seen otherwise? Tell us at /support and we will print it.

Yes. Premises reads any calendar that speaks iCal and answers with its own feed, exports every book as a spreadsheet, and nothing in it locks a door. Most estates retire the second tool within a quarter; nothing forces it.

Nothing, up to fifty properties, on every plan. You send the export and a person on our side loads it — doors, people, balances, dates — before your first login. Over fifty, or coming off software we have not seen, we scope it first and give you the date before you commit.

No card, no contract, every module open. On day 181 you choose month by month or the yearly term, or you export your books and leave with them.

A handshake across a meeting-room table

Start free for six months.

Free under five properties for as long as the Free plan is offered. Never a percentage of what you collect, on any channel, including your own door.

no card  /  every module on  /  free under five properties